COLLEY INSURANCE & INTEGRISURE GROUP INSURANCE QUOTES
Do you qualify for a Group Discount?
Auto Insurance
Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else.
Condo Insurance
Let’s help you get the best protection without paying too much for your condo insurance.
Motorcycle Insurance
Owning a motorcycle can be an exhilarating experience. Let us help you find the right insurance for this vehicle type in Guelph.
Home Insurance
Home is where you live. You need great protection to cover for belongings, living expenses, and should always go beyond just the property.
Renters Insurance
Home insurance should not just be for homeowners. Home is where you live. Common risks including theft, break-ins, fires, and more.
boat Insurance
Protect your boat, belongings onboard for all boaters and boat types. We do our best to get you coverage based on your boat size, horsepower, experience and other factors.
Umbrella Insurance
It all started with umbrella insurance with Colley. we have provided umbrella protection for people in Guelph since 1934
High Value Home Insurance
The two things that many financially successful people have in common are the high level of wealth that they have invested in their homes and great protection for their assets.
Classic Car Insurance
Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else.
Earthquake Insurance
Earthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property.
Motorsports Insurance
Are you confident that you and your power sports vehicle are covered when you're out riding?
Flood Insurance
Most home insurance does not cover flood damage. Overland flood insurance protects your house from water overflowing rivers, landslides, rainfall and more.
RV Insurance
Let’s find the best coverage for your motor homes and towable. This type of insurance will provide coverage from risks that fits your lifestyle, home and on top of what auto insurance usually covers.
Peace of Mind
Insurance Company has been serve policyholde protecting businesses, mitigating.
Set for Life
Customers told us the things they dislike most insurance. We listened and created.
Tailored Cover
We guarantee at your next renewal, you'll get the same or an even better price.
Don't just quote, understand!
Welcome to our Insurance Quotes Center! Just click on the type of insurance you would like a quote for and we'll get a quote right away.
At Colley Insurance, we believe consumers should be educated on their purchasing decisions. You're not buying insurance just because you need to. You're buying it because you want to be protected in case anything bad happens.
That's why we've created a Research Center with articles to help you.
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Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.
Don't just get a quote, understand
your options
At Colley Insurance, we believe consumers should be educated on their purchasing decisions. You're not buying insurance just because you need to. You're buying it because you want to be protected in case anything bad happens.
Why Do I Need a Personal Excess Liability Policy?
The more your assets grow, the higher your liability risks are. No matter how well you’ve covered your bases, sometimes things go wrong. A car accident. A guest who slips and falls on your property. A lawsuit. If you don’t have the right coverage, an unfortunate situation can compromise your financial security and put your personal assets at risk. An excess policy responds when the underlying liability limits of your other policies, such as home and auto, aren’t enough to cover the unexpected costs of a lawsuit or accident. It is important to note that most Canadian insurance policies carry on average $1,000,000 of liability coverage. This limit can quickly become quickly exhausted and is very frequently limited to North America. The Group Personal Excess policy provided by Chubb Insurance provides up to $5M of worldwide coverage which extends to all dependent member of your house hold and also provides coverage for foreign owned assets.* * Territorial restrictions apply: Sudan, North Korea, Iran, Cuba, Syria
Am I Covered while Racing any Cars, Boats or Watercraft?
No, you are not covered while racing.
How Does a Personal Excess Policy Work?
Personal Excess policies provide an additional layer of liability protection for: personal injury or property damage; lawsuits involving libel, slander or defamation of character; and accidents with uninsured and underinsured motorists. Coverage is triggered in the event your underlying coverage is not sufficient. Consider the following: It's raining, and your car skids unexpectedly. The passenger in the car you hit suffers a neck injury and lost earnings are significant. You volunteer on the board of directors for your condominium association. The board installs a playground with a faulty swing and a fellow association member's child is injured. Example: You are involved in an accident and ultimately sued by the third party who is awarded $1,450,000 for their injuries. Your underlying insurance policy, (if purchased with $1M liability) will cover the first $1,000,000 of damages. Your Personal Excess policy will then provide coverage for the remaining $450,000.
Do I Still Need to Buy Rental Car Insurance?
Your Chubb Group personal Excess Liability coverage provides worldwide automobile rental coverage (subject to a few territorial restrictions), for up to 60 days. You can rent a car while on vacation and have coverage for personal injury and property damage without buying the additional insurance.
What are the underlying coverage requirements?
Personal Liability (Homeowners) for bodily injury and property damage in the minimum amount of $1,000,000 per each occurrence. Registered and unregistered vehicles in the minimum amount of $1,000,000/$1,000,000 bodily injury and $1,000,000 property damage; or $1,000,000 single limit per each occurrence. Registered vehicles include motorcycles and motorhomes. Uninsured and underinsured motorist protection in the minimum amounts of $1,000,000 per each occurrence. This requirement does not apply to the provinces of Quebec or Manitoba. Watercraft less than 8 metres (26feet) and 50 engine rated horsepower or less for bodily injury and property damage in the minimum amount of $100,000 per each occurrence. Watercraft 8 metres (26 feet) or longer or more than 50 engine rate horsepower for bodily injury and property damage in the minimum amount of $500,000 per each occurrence. *The above liability limits must be in USD if the asset is located in the United States.
How Much Coverage Do I Have?
Each participant is covered for a $5 million limit of liability, and there is no annual aggregate on the policy.
