Commercial Property Insurance
Computers, files, furniture and product inventory are key components of your business and you can protect against the devastating effects of their loss with a business property insurance policy.
Computers, files, furniture and product inventory are key components of your business and you can protect against the devastating effects of their loss with a business property insurance policy.
When we ask business owners about their commercial property insurance the big things like their buildings are often the first things they think about. Like many things in life it can be what's on the inside that's most important.
That's why a great Guelph commercial property insurance policy will help you survive the loss of any vital property--both large and small. With this policy, you will be protected for the replacement cost of all of your vital property.
Worried about the costs? Commercial property insurance in Guelph is scalable to exactly what property you want covered so you can easily control your insurance costs.
They (Colley Insurance) have been able to effectively meet our ever changing requirements, due to our rapid growth, in a professional manner
Over the last two decades, Colley Insurance has provided Knar Jewellery with unparalleled service and support.
Guelph Business property insurance is available to any business owner with property to insure. Even if you lease space, you'll want to consider your furniture, equipment, inventory and files.
Here are two reasons to get started right away!
- Since your property changes, it's always a great time to review what you need covered--you can save money and make sure that your property is fully covered.
- It's easy and fast to get a no-risk quote. Simply fill out this form and we'll get back to you within a day with custom and affordable business property insurance policy.
The more your assets grow, the higher your liability risks are. No matter how well you’ve covered your bases, sometimes things go wrong. A car accident. A guest who slips and falls on your property. A lawsuit. If you don’t have the right coverage, an unfortunate situation can compromise your financial security and put your personal assets at risk.
An excess policy responds when the underlying liability limits of your other policies, such as home and auto, aren’t enough to cover the unexpected costs of a lawsuit or accident.
It is important to note that most Canadian insurance policies carry on average $1,000,000 of liability coverage. This limit can quickly become quickly exhausted and is very frequently limited to North America. The Group Personal Excess policy provided by Chubb Insurance provides up to $5M of worldwide coverage which extends to all dependent member of your house hold and also provides coverage for foreign owned assets.*
* Territorial restrictions apply: Sudan, North Korea, Iran, Cuba, Syria
Personal Liability (Homeowners) for bodily injury and property damage in the minimum amount of $1,000,000 per each occurrence.
Registered and unregistered vehicles in the minimum amount of $1,000,000/$1,000,000 bodily injury and $1,000,000 property damage; or $1,000,000 single limit per each occurrence. Registered vehicles include motorcycles and motorhomes.
Uninsured and underinsured motorist protection in the minimum amounts of $1,000,000 per each occurrence. This requirement does not apply to the provinces of Quebec or Manitoba.
Watercraft less than 8 metres (26feet) and 50 engine rated horsepower or less for bodily injury and property damage in the minimum amount of $100,000 per each occurrence.
Watercraft 8 metres (26 feet) or longer or more than 50 engine rate horsepower for bodily injury and property damage in the minimum amount of $500,000 per each occurrence.
*The above liability limits must be in USD if the asset is located in the United States.
Each participant is covered for a $5 million limit of liability, and there is no annual aggregate on the policy.
Your Chubb Group personal Excess Liability coverage provides worldwide automobile rental coverage (subject to a few territorial restrictions), for up to 60 days. You can rent a car while on vacation and have coverage for personal injury and property damage without buying the additional insurance.
Yes. At the time of writing this (November 1, 2017) you would not be covered in Iran, North Korea, Syria, Cuba and Sudan. Please check with us for any changes to these territorial restrictions.
What do I do if there is an accident?
Please contact Colley Insurance at 1-888-824-0445 as soon as possible, so we can help you through the claim process.
Need any help!
Office: 519-824-4040
Toll-Free: 888-824-0445
Fax: 519-763-6839
customerservice@tgcolley.com
1 - 34 Harvard Road Guelph,
ON N1G 4V8
We would recommend Colley Insurance to any organization without hesitation