What Is Roadside Assistance?

What Is Roadside Assistance?

Car breakdowns are often unexpected, but roadside assistance can keep you out of trouble when your car breaks down while on the road.
You may come across difficult situations like a flat tire, running out of gas, or a dead battery while you are on the road. Life happens.
In these situations, you can use roadside assistance anywhere on the road, in a parking lot, or even in your garage.
Cars can have mechanical breakdown at anytime and anywhere. This service helps you get back on the road as quick as possible depending on the type of breakdown.
Road assistance is helpful for those who cannot change tires themselves, have no tools to jumpstart, or get stuck in the middle of the road or even run out of gas.
Other known terms we have come across at Colley Insurance for roadside assistance include emergency assistance, roadside coverage, or breakdown coverage.

What you should look for in a good roadside insurance policy at a minimum:

  1. Gas Delivery
  2. Towing
  3. Jumpstarting Batteries
  4. Retrieving Locked Car Keys
  5. Changing Tires

Our customers often ask about Roadside Assistance and what options are available.  We can help you decide what options are available and which of those work best for you.
You can learn more about our other auto insurance services here.
This article guides you on what and why you need roadside assistance and its benefits.

Why Do You Need Roadside Assistance? 

Dealing with a car breakdown or accident in the middle of the road is frustrating and can in fact be a life-threatening situation. A hassle-free way to get out of this trouble is ensuring you have good roadside assistance.
Depending on the trouble – this can literally be a life saver!
If you have had to worry about a tow or a mechanic last minute waiting at the side of the road with car failure, accidents, dead car batteries, and car malfunction – then you know it is not a pleasant experience.
Compound the situation with bad weather and you really have a recipe for a stressful day.
Okay – maybe you won’t encounter big problems like that too frequency. What about simple things like locking your key in the car? Running out of gas? Alternator breaking down?
These are some of situations where a good roadside assistance policy can provide relief during an otherwise stressful situation.
Also, your wallet or bank account will not be happy when you end up paying for premium towing or roadside assistance last minute.

  1. Pricing

Consider how frequently you drive and your average mileage before purchasing a road assistance plan. If you are an avid driver or get your kilometers up there, then we suggest you cover yourself with a yearly plan and one with more benefits than the standard package.
On the other hand, if your mileage is less, then the standard package or starter package is usually good enough.

  1. Availability

While purchasing a plan, make sure to read the fine print first. Check out whether the roads you drive are included for road assistance in the plan. If you enjoy taking longer road trips check the towing distance allowed under your plan.
Also, check for the number of services they promise to provide each year. This is especially helpful for older cars, rebuilt cars or hobby cars – as they tend to breakdown more frequently than their younger counterparts do. There should also be no limitation on hours of service. Disasters, unforeseen errors, accidents and mechanical failures can strike at any time, so be prepared for them by having good coverage regardless of the time of night!

Wrapping Up
Road assistance helps get you out of difficult situations like vehicle breakdowns, car accidents, and mechanical issues.
If you prefer less stress over more stress, then we at Colley Insurance suggest you purchase Roadside Assistance for the peace of mind it can give in a stressful situation.
On the other hand, we at Colley Insurance are a quick phone away for any other type of insurance assistance you may need.  If you want to talk to us or any member of our team, don’t be afraid to contact us via email or our website.