So You Just Started Your Own Business – Congratulations! Everything you need to set yourself up for success.
Whether you’ve just achieved your lifelong dream of building a business from the ground up or are venturing out to start a new career chapter, starting a company on your own is no small feat! We understand that there can be so many unknowns when it comes to figuring out what protection you need in the case of an unforeseen loss, which is why we’re here to take that stress off your plate while you continue doing what you do best – running a successful business.
In our experience, there are a few questions that every new business owner asks themselves somewhere down the line – how much should I be paying for insurance? How much coverage should I carry? What kind of insurance does my business need? Let us help you take the burden of these worries off your mind! With our consultative approach, our Insurance Specialists will be sure to answer all of these questions and more.
To help you get started, we’ve outlined a few details below that you’ll want to know when embarking on your business insurance journey.
How much insurance should a small business carry? It depends on the operation and assets. An insurance broker can help establish what your unique needs are and how to address them. These needs can and will change, and your broker can help amend your policy as you go to evolve along with your business.
How to choose a small business insurance broker? Trust – you have to trust the broker as you are asking them to protect your livelihood.
Do I need liability insurance for ecommerce store? Yes!
Common types of business insurance coverages:
- General Liability Insurance – Liability insurance is coverage that responds should you be responsible for a loss. It does not cover professional liability and property coverage.
- Commercial Liability Insurance – Commercial General Liability coverage is liability protection should your business be responsible for a loss and protects the business’s daily operation. You can purchase a package to include property, building and additional types of liability coverage.
At Colley Insurance, our brokers make protecting your business our business. Reach out to us today with any questions or concerns you have.