Find the right Home insurance
Your home is your castle and while it may not be practical to build a moat, you still need adequate protection
The costs associated with a business insurance policy are small compared with the large risks that you’ll be protected against.
Which home insurance is right for you?
High Value Home Insurance
Condo Insurance
Home Insurance
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The one thing that many financially successful people have in common is the high level of wealth that they have invested in their homes. For this reason, you need a secure high value home insurance policy that will provide for your situation like a typical home insurance policy just cannot do.
Do you have acreage that you lend out to farmers? If so, you may require limited farm pollution liability coverage. If you have lawn tractors and high priced equipment for keeping your extensive grounds in prime condition, you will need a policy that provides protection for this as well.
That extra refrigeration in your wine room that keeps your valuable collection may breakdown one day, but with the right coverage all is not lost. The same goes for the extensive HVAC and electronic equipment, which needs adequate boiler and machinery coverage.
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Home Insurance Coverage Options
Umbrella and excess liability coverage - Unfortunately, when wealthy individuals are found to be responsible for the injuries to others, the victims take the opportunity to cash in on their misfortune and collect a large amount of money.
With excess liability coverage through your luxury home insurance, you will have the protection of full coverage to pay for legal fees of the best lawyers as well as any restitution or court fines that you are required to pay.
Liability insurance for domestic staff - You may have full or part-time housekeeping and grounds maintenance staff members that help you with the upkeep and daily operations in your home. If so, you need to invest in additional liability coverage that will pay the medical bills if a member of your domestic staff is injured on your property or while on the job. In addition, this coverage extends to the wages that the employee loses while he or she is not able to come back to work. In the even that you are deemed responsible for the injuries or legal action is taken against you, your liability insurance will protect you financially.
Flood insurance - With a typical home insurance policy, you will not have flood damage coverage. However, because your home is such great value, insurance
Serving the interests of our clients. Personalized support and relationships matter to we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.
Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.
Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.
Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.
Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional.
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Since 1914, the New York Mutual Insurance Company has been serving policyholders – protecting businesses, mitigating losses, defending claims. Renters .
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We would recommend Colley Insurance to any organization without hesitation